SOJOURN – A Pause in the Path of a Longer Journey

We begin every relationship by listening and developing a SOJOURN wealth plan, our proprietary application and experience which serves as your financial foundation for refined decision making including asset allocation

SOJOURN

SOJOURN allows us to deliver on our promise to you – To give you an understanding and confidence around your financial life that you have never experienced before.

SOJOURN creates a custom investment policy based on what you are asking your assets to do for you.

Assets are segmented based on when they will be consumed

Assets are segmented based on
when they will be consumed

At Vector we determine how much of each of our clients’ assets have to be in specific time-frames to help support the income objectives they have in retirement.

Portfolios adjustments are made over time

Portfolios adjustments
are made over time

As you begin to consume from your assured income portfolio, all four portfolios are adjusted to achieve the growth or stability required over the assigned time-frame.

Retirement income is staged to take advantage of market cycles

Retirement income is staged to
take advantage of market cycles

Segregating portfolios based on return expectations and time horizons achieves the growth or stability required over the assigned time-frame, liberating your income sources from the volatility of market cycles.

SOJOURN

SOJOURN is Vector’s proprietary software application with a primary purpose of fulfilling our unique value as a financial wealth management firm. That unique value is to give our clients an understanding and confidence around their financial lives that they have not experienced before.

This process creates a custom investment policy that is based on what you’re asking your assets to do for you. Technically, we call it goals-based investing. Goals-based investing allows your assets to support your income need through time-frame appropriate allocations for high probability returns.

Your Assets – Net Worth

  • Home
  • Vacation Home
  • Savings and Checking
  • IRAs, 401ks, Retirement Plans
  • Investment Accounts
  • Roth IRAs
  • Deferred Compensation
  • Stock Options
  • Real Estate Investments
  • Business Ownership

Income Sources

  • Social Security
  • Pensions
  • Deferred Compensation
  • Business Earn Out
  • Real Estate Cash Flow
  • Part-time Work
  • Inheritance

Your Goals

  • Maintain Lifestyle
  • Travel and Vacations
  • New Experiences
  • Charitable Giving
  • Education for children and grandchildren
  • Hobbies
  • Comfortable retirement
  • Financial Independence
  • Peace of Mind in Retirement
  • Leave a Legacy for Family

SOJOURN

SOJOURN brings clarity to what you are asking your assets to do short-term (income), and what you are asking your assets to do long-term (growth), to meet your life goals

The process includes three proprietary characteristics:

Assets are segmented into four portfolios based on specific timeframes (Years 1-3, 4-9, 10-15, and 16+)

Adjustments to each portfolio are made over time to achieve individual growth and stability goals

Retirement income is staged to reap the most benefit from fluctuating market cycles

Performance is not guaranteed. Investing involves risk (including loss of capital).

To Experience Sojourn      Click Here

Unique Planning

SOJOURN is our proprietary planning approach and application that integrates each client’s financial life plan into a unique investment policy

Strategic Long-Term Growth

The SOJOURN process creates a discipline around withdrawal strategies, staging retirement income while also integrating long-term growth investing to best take advantage of market cycles

Peace of Mind

Our approach provides confidence in meeting income needs throughout your lifetime by managing the amount of risk present in portfolios designed for the first years of retirement

Investing – the Vector Way

Investment policy based on your life plan — we call this goals based investing

Financial Clarity

Our goals based investing approach brings clarity to what you are asking your assets to do short-term (income), and what you are asking your assets to do long-term (growth), to meet your life goals

Dynamic Investment

Your SOJOURN wealth plan drives the discussions regarding asset al location, leading to an organic, dynamic investment policy based on the highly refined division of assets of Assured Income, Preservation, Accumulation and Legacy

Is Vector Wealth Management Right for You?      Find Out Here

The Sojourn Experience is Life Changing!

Sojourn is an incredibly effective way to give you understanding and confidence of your life plan – you can’t believe it until you experience it.

To Experience Sojourn      Click Here

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SOJOURN, in a very unique way allows us to look at life decisions independently and in conjunction with each other to design a financial life path to retirement that is only and solely yours.
SOJOURN is our proprietary planning approach and application that integrates each client’s financial life plan into a unique investment policy
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Vector Wealth Management SOJOURN<sup>™</sup> 21
The SOJOURN<sup>&trade;</sup> process creates a discipline around withdrawal strategies, staging retirement income while also integrating long-term growth investing to best take advantage of market cycles
Our approach provides confidence in meeting income needs throughout your lifetime by managing the amount of risk present in portfolios designed for the first years of retirement
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Vector Wealth Management SOJOURN<sup>™</sup> 23
SOJOURN supports investment growth objectives by understanding the assets available for, as Einstein referred to as the eighth wonder of the world: compound growth
Our goals based investing approach brings clarity to what you are asking your assets to do short-term (income), and what you are asking your assets to do long-term (growth), to meet your life goals
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Vector Wealth Management SOJOURN<sup>™</sup> 25
Your SOJOURN wealth plan drives the discussions regarding asset allocation, leading to an organic, dynamic investment policy based on the highly refined division of assets of Assured Income, Preservation, Accumulation and Legacy
SOJOURN is a proprietary software application developed by Thomas Fee, founder of Vector Wealth Management.
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The SOJOURN software aims to provide clients with a deeper understanding and greater confidence around their financial lives, effectively fulfilling the greater goal of the firm itself – to serve clients with expert guidance to achieve their goals.
Ultimately, the SOJOURN software creates custom-built investment policies for clients based on what they are asking assets to do. Called liability-driven investing, these policies are designed to consider fluctuating income needs over time while supporting high probability returns.
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With a segmented portfolio structure, the SOJOURN process effectively funds income as much as 1-4 years in advance, providing disciplined withdrawal strategies, financial stability, and peace of mind in retirement.
SOJOURN helps our clients prepare and transition from accumulation phase to retirement — answering the question, “Where will my income come from?”
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SOJOURN is a unique process to make the challenging transition from saving to spending simple and comforting
The SOJOURN process is the Integration of your financial plan to your investment policy to provide long term growth and Assured Income
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